On the new frontier of mobile and money in the developing world: mobile phones, M-PESA, and Kenya
Abstract
Today, nearly six billion of the world’s seven billion people have mobile phones (UN ITU, 2013:1). As this technology has grown in popularity in the developing world, its potential capacity as a development tool has been explored by international agencies, governments, and businesses. While time will reveal the long-term effectiveness and morality of for-profit development ventures, M-PESA stands as an early example of aid agency, government, and commercial cooperation. Its capacity as a program to adapt and change to best suit the needs of its users, and its ability to overcome the many challenges to its success, serve as a precedent for development projects to come.
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