Protocol for Evaluating the Impact of Social and Financial Education on Upper Primary School Children in Himachal Pradesh, India

A Cluster Randomized Trial

  • Vijay Avinandan Sambodhi Research and Communications Private Limited
  • Aman Kumar Sambodhi Research and Communications Private Limited
  • Livia Remeijers Aflatoun International
  • Dharmendra Chandurkar Sambodhi Research and Communications Private Limited
Keywords: Life skills, Financial literacy, Education, Cluster Randomized Trial, Research protocol


This paper presents a research protocol for a cluster randomized trial to investigate the impact of an innovative social and financial skill teaching program for upper primary children aged between 9-16 years, across two districts in Himachal Pradesh, India. A total of 74 schools were randomly allocated to the treatment or control group. Outcomes to be measured are level of self-efficacy, knowledge of basic financial concepts, ability to solve simple financial tasks, level of patience and risk preference, amount of money saved, level of numerical ability, and knowledge on civil rights and responsibilities. The evaluation is funded by Echidna Giving.

Study Protocols